Auto insurance – I actually paid $37 a month for my auto insurance. And I actually drive a 2001 Porsche Boxster. As well today I’m going to show you my insurance statement and show you all the discounts. I’m getting in order to get my rate this low.
After I show you my statement I’m also going to cover all the other discounts that are possible just in case. I didn’t get it but you can here be my GEICO insurance. So you can see I only get liability insurance. Here this is the main factor of having my insurance so low because essentially. I am kind of self-insuring myself.
If anything happens to my car I can pretty much pay for it and do any kind of repairs so it helps a lot to have enough emergency cash. So that you can do something like this where you can just not pay for full coverage. I used to buy full coverage and used to be two to three hundred dollars more you can see after maybe a year or two of painful coverage.
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You can essentially have a thousand two thousand dollars to do any kind of minor to medium type level of repairs. Already the coverage here that you selected is variable and you may find that going from one care to another. May not increase or decrease your payment premium all that much there are various factors that contribute to my premium. Being solo number one is I always pay in full six months at a time this causes a discount to be applied and this is the discount already shown.
And you can see 223 some dollars divided by 6 is actually $37 a month these are the types of discounts I have subclass factor multi-line cycle. Which means I have a motorcycle as well California good driver I haven’t had an accident for five years California persistency passive restraint airbag. Which means my car has an airbag and I also have a seat belt in it. Professional group insurance rates this has to do with me holding a Geico share and me saying that I’m affiliated with Geico.
And therefore I can add this insurance discount on top of whatever this time I have before so I have all these discounts added to whatever I had to pay to get this $223 here’s a list of this concept for Geico insurance but I’m pretty sure any other kind of car insurance also have something similar where if you do certain things you would get additional discount. The way it works internally for an insurance company is that they look at these various factors. And when you have certain things your risk actually goes down.
Therefore they can insure you for less and less with that in mind let me just go over the discounts out of all these discounts you can see the circled. Ones are the ones I already have on my policy those two right there anti-lock brake system and the ion tights. That I actually have those except it’s not on my policy so doing this video that’s great because I suddenly realize that and maybe I can call in and get the additional discount.
It I believe right now it’s about $170 in your brokerage account then you can call them up and say yes you own a share of Berkshire Hathaway. Which owned Geico auto insurance. Then you can claim this membership willfully and get a few percentages off of your policy. If you have multiple cars on the same policy you can get a discount. If you have multi-policy such as having I don’t know other kinds of insurance things for me.
I have motorcycle insurance on top of that then you can get a multi-policy discount getting any kind of recurring expenses really low kind of pays you back month after month. Because once you do the initial work of trying to get it really low in the first place. You just have to sit there and it’s always just going to be a really low payment all the time all of this is just really based on getting a really good cash flow when you have the expenses. You minimize them and for any type of income you try to maximize those and you’re going to get really good cash flow for auto insurance.
I hope this article helps you with your GEICO insurance or any other kind of insurance just call them up against knocking their doors out ask what kind of policy discounts. They have goal dude or website see what kind of policy based counts they have and see which one you can actively obtain at most the time.
I’m pretty sure you’re going to find some of them that you already did already but you’re just not getting the discount don’t forget to give me a like on this article and comment down below let me know if you’ve already applied this method and getting the maximum discount on your auto insurance.
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